Syllabus for 2020-21
 
UNIT-I
Banking structure in India -banking functions and services -Foreign commercial banks -Private commercial banks -capital adequacy. Principles of lending -financial adequacyassessing the borrower -project appraisal -structural and Infrastructural analysis –legalformalities -follow up loans, asset management companies.
UNIT-II
Non Performing Assets (NPAs) -Early Warning Signals -Management of NPAs -Remedies Available-Recent Measures -loan recovery tribunals -Provisions of RevenueRecovery Act.
UNIT-III
Investment management -priorities in allocation of bank funds -investment ingovernments securities -maturity and yield -quality and diversification, profitabilitymanagement -profit planning.
UNIT-IV
Traditional Banking vs. E-Banking -facets of E-Banking -Internet Procurement -E -Banking Transaction -Electronic Delivery Channels -Truncated Cheque –CompleteCentralized Solution -Features of CCS -Advances of E-Banking -Constraints in E-Banking -Security Measures.